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There are not accidents.
I natural disasters, if an earthquake kills thousands of people, not one of those deaths is because of the earthquake. On another scale, if you stub your toe, it is not an accident.
Our collective beliefs are not even close to being right. It is high time we start recognizing true causes. The process begins with the individual learning. And there is motive to do so. I’m sure you would rather correct your inaccurate beliefs than stub your toe or suffer injury in a natural disaster.